| Buying
a home is an exciting time in one's life. Making the smart move of choosing
a REALTOR® is your first step to ensuring that your new home and community
meets your needs. My services and experience range from financial aid
to helping you find the home that best suits you and your family. For
your convenience, I also provide listings by email. I pride myself on
repeat business and hope you'll come to understand why.
How
I Can Help
Before you start
looking
Closing Costs
As
Your Agent, I Will:
- Assure that you
see all the properties in the area that meet your criteria.
- Guide you through
the entire home buying process, from finding homes to look at, to getting
the best financing.
- Make sure you don't
pay too much for your new home and help you avoid costly mistakes.
- Answer all of your
questions about the local market area, including schools, neighborhoods,
the local economy, and more.
Before
You Start Looking For Your New Home:
- Check your credit
rating. Straighten out any errors before its too late.
- Determine a comfortable
monthly budget for your new purchase, including down payment and monthly
payment.
- Find a loan program
that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR®
that you trust and who understands your needs.
- Determine what neighborhood
best matches your needs.
- Identify important
features you need your new home to have.
Closing
Costs to Expect:
- Lender fees include
charges for loan processing, underwriting, preparation and establishing
an escrow account.
- Third-party fees
include charges for insurance, title search, and other inspections such
as termites.
- Government fees
include deed recording and state & local mortgage taxes.
- Escrow and interest
fees include homeowner's insurance, loan interest, real estate taxes,
and occasionally private mortgage insurance.
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Call Us at 407.344.4870
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